Buying a Home on the Costa del Sol
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Couple exploring property options with sea views on the Costa del Sol

Buying a Property on the Costa del Sol

Buying a home in Spain is a big step — exciting, yes, but also full of questions. With over 40 years of experience in property, both in the UK and here in Spain, we’re here to guide you with honest advice, local knowledge, and a straightforward, no-pressure approach.

Local Knowledge, International Service

Our experienced, multilingual team is based in Marbella and specialises in helping international buyers find the right property across the Costa del Sol. From brand-new developments to charming resales and luxurious villas, we offer you access to thousands of properties to suit every lifestyle and budget — both coastal and inland.

Tailored Property Search

From the moment you contact us, your dedicated consultant will listen to your needs and help narrow your search to homes that truly match your requirements. We don’t push — we guide, recommend, and support, helping you find the best value and the right location for your lifestyle.

Guidance Every Step of the Way

Whether you're here in Spain or searching from abroad, we’ll keep you fully informed and supported throughout the process. We don’t organise rigid “inspection trips” — our clients prefer to travel independently and take things at their own pace. We’re always on hand when needed.

Understanding the Buying Process

Buying property in Spain is a simple and transparent process when handled correctly. Once you’ve found the right home, a reservation deposit will secure the property and lock in the agreed price. Your next step is the signing of a private purchase contract, which makes the transaction legally binding.

We strongly recommend that all buyers use a qualified, local, independent lawyer. We can recommend multilingual professionals who will ensure every legal detail is covered — and that there are no surprises.

Mortgage Advice & Finance

If you need a mortgage, we can connect you with independent financial advisers both in Spain and in your home country. Spanish lenders offer competitive mortgages for non-residents based on your ability to pay. Visit our Mortgage Advice page to get started — a financial adviser will be in touch within two working days.

Support Beyond the Sale

Once you’ve completed your purchase and received the keys, we’ll still be here. Our team can help you furnish your new home, connect you with trusted tradespeople, or even assist with small maintenance tasks through our in-house support network.

We Speak Your Language

Our consultants can help you in English, Dutch, French, Spanish, Swedish, and more — making sure you feel confident and understood at every step. 

Let’s Start the Conversation

If you’re ready to take the next step — or just want to ask a few questions — feel free to call us on (0034) 952 90 52 00, WhatsApp us, email info@michael-moon.com or use the contact form below. You can also follow us on Instagram @michaelmoonmarbella to stay updated with the latest listings and insights.

 

Frequently Asked Questions About Buying Property in Spain

Do I need to be in Spain to buy a property?

No. Many of our clients begin the process from abroad. We can arrange video calls, digital paperwork, and local lawyers who act on your behalf with a power of attorney if needed.

Can foreigners get a mortgage in Spain?

Yes. Most Spanish banks offer mortgages to non-residents, based on affordability. We can introduce you to independent financial advisers to explore your options.

What are the additional costs involved?

You should budget around 10–12% of the purchase price to cover taxes, legal fees, the notary, and property registration. We’ll give you a full breakdown up front.

How long does the buying process take?

Typically 6–10 weeks from reservation to completion, depending on legal checks and financing. Some cash purchases can be completed more quickly.

Is it necessary to use a lawyer?

Yes. We always recommend a local, independent lawyer who speaks your language. We work with trusted legal professionals who specialise in property purchases for international buyers.

What support do you offer after I buy?

We’re here long after the sale. We can help with furnishing, utilities, maintenance and any local services you may need. Our goal is to make the transition smooth and stress-free.

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