Buying a Home on the Costa del Sol
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Couple exploring property options with sea views on the Costa del Sol

Buying a Property on the Costa del Sol

Buying a home in Spain is a big step. It can be exciting, but it also raises plenty of questions. With over 40 years of experience in property, both in the UK and here in Spain, we guide buyers with honest advice, local knowledge, and a straightforward, no-pressure approach.

Local Knowledge, International Perspective

Our multilingual team is based in Marbella and works with international buyers across the Costa del Sol. From new developments to established resales and villas, we help you navigate a wide choice of properties, both along the coast and inland.

Tailored Property Search

From the moment you get in touch, your consultant will take the time to understand what you are looking for and help narrow the search to homes that genuinely fit your needs. We don’t push. We guide, recommend, and support, so you can make decisions with confidence.

Guidance at Your Own Pace

Whether you are in Spain or searching from abroad, we keep you informed throughout the process. We don’t organise rigid inspection trips. Most of our clients prefer to travel independently and take things at their own rhythm. We are available when needed, without pressure.

Understanding the Buying Process

Buying property in Spain is a clear and structured process when handled properly. Once you have agreed on a property, a reservation deposit secures the home and fixes the agreed price. This is followed by the signing of a private purchase contract, which makes the transaction legally binding.

We always recommend using a qualified, local, independent lawyer. We can suggest multilingual professionals who focus on protecting your interests and ensuring everything is in order before completion.

Mortgage Advice and Finance

If you require a mortgage, we can introduce you to independent financial advisers in Spain or in your home country. Spanish banks offer competitive lending options for non-residents, subject to affordability. Visit our Mortgage Advice page to begin. A financial adviser will normally be in touch within two working days.

Support After Completion

Our role does not end when you receive the keys. We can assist with furnishing, introductions to trusted tradespeople, and practical matters through our local support network.

Clear Communication

We can assist you in English, Dutch, French, Spanish, Swedish, and other languages, helping ensure you feel comfortable and understood throughout the buying process.

Let’s Start the Conversation

If you would like to talk things through, call us on (0034) 952 90 52 00, WhatsApp us, email info@michael-moon.com or use the contact form below. You can also follow us on Instagram @michaelmoonmarbella.

 

Frequently Asked Questions About Buying Property in Spain

Do I need to be in Spain to buy a property?

No. Many clients begin the process from abroad. We can arrange video calls, digital documentation, and work with lawyers acting on your behalf if needed.

Can foreigners get a mortgage in Spain?

Yes. Spanish banks commonly offer mortgages to non-residents, subject to affordability. We can introduce you to independent advisers to review your options.

What additional costs should I budget for?

Buyers should allow approximately 10-12% of the purchase price for taxes, legal fees, notary costs, and registration. We explain these costs clearly from the outset.

How long does the buying process take?

Typically between 6 and 10 weeks from reservation to completion, depending on legal checks and financing. Cash purchases can sometimes complete sooner.

Is a lawyer required?

Yes. We always recommend an independent local lawyer who speaks your language and specialises in property purchases.

What support do you offer after I buy?

We remain available after completion to assist with practical matters such as utilities, maintenance, and local services.

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